What we need in the United States of America is Single Payer Health Insurance because everybody gets treated ( that is you are not denied claims because of pre-existing conditions and your policy is never rescinded ) and it costs less than private health insurance. As of today if you have to go to the dentist, eye doctor, medical clinic or hospital your wallet or purse suffers along with you because your private health insurance company always finds a way to not pay your claim or its share of a claim. With single payer health insurance there are no co-pays, deductibles or bills and you can find out more at the internet site of ( Single Payer Action ). You will find that ( Single Payer Action ) posts plenty of news stories about single payer health insurance, they will accept money from you, and they have links to other groups that are pushing for single payer health insurance. Another good thing about single payer health insurance is that it has no lifetime or yearly caps on your benefits.