imc indymedia

Los Angeles Indymedia : Activist News

white themeblack themered themetheme help
About Us Contact Us Calendar Publish RSS
Features
latest news
best of news
syndication
commentary


KILLRADIO

VozMob

ABCF LA

A-Infos Radio

Indymedia On Air

Dope-X-Resistance-LA List

LAAMN List




IMC Network:

Original Cities

www.indymedia.org africa: ambazonia canarias estrecho / madiaq kenya nigeria south africa canada: hamilton london, ontario maritimes montreal ontario ottawa quebec thunder bay vancouver victoria windsor winnipeg east asia: burma jakarta japan korea manila qc europe: abruzzo alacant andorra antwerpen armenia athens austria barcelona belarus belgium belgrade bristol brussels bulgaria calabria croatia cyprus emilia-romagna estrecho / madiaq euskal herria galiza germany grenoble hungary ireland istanbul italy la plana liege liguria lille linksunten lombardia london madrid malta marseille nantes napoli netherlands nice northern england norway oost-vlaanderen paris/Île-de-france patras piemonte poland portugal roma romania russia saint-petersburg scotland sverige switzerland thessaloniki torun toscana toulouse ukraine united kingdom valencia latin america: argentina bolivia chiapas chile chile sur cmi brasil colombia ecuador mexico peru puerto rico qollasuyu rosario santiago tijuana uruguay valparaiso venezuela venezuela oceania: adelaide aotearoa brisbane burma darwin jakarta manila melbourne perth qc sydney south asia: india mumbai united states: arizona arkansas asheville atlanta austin baltimore big muddy binghamton boston buffalo charlottesville chicago cleveland colorado columbus dc hawaii houston hudson mohawk kansas city la madison maine miami michigan milwaukee minneapolis/st. paul new hampshire new jersey new mexico new orleans north carolina north texas nyc oklahoma philadelphia pittsburgh portland richmond rochester rogue valley saint louis san diego san francisco san francisco bay area santa barbara santa cruz, ca sarasota seattle tampa bay tennessee urbana-champaign vermont western mass worcester west asia: armenia beirut israel palestine process: fbi/legal updates mailing lists process & imc docs tech volunteer projects: print radio satellite tv video regions: oceania united states topics: biotech

Surviving Cities

www.indymedia.org africa: canada: quebec east asia: japan europe: athens barcelona belgium bristol brussels cyprus germany grenoble ireland istanbul lille linksunten nantes netherlands norway portugal united kingdom latin america: argentina cmi brasil rosario oceania: aotearoa united states: austin big muddy binghamton boston chicago columbus la michigan nyc portland rochester saint louis san diego san francisco bay area santa cruz, ca tennessee urbana-champaign worcester west asia: palestine process: fbi/legal updates process & imc docs projects: radio satellite tv
printable version - js reader version - view hidden posts - tags and related articles

Obamacare: Unaffordable Coverage

by Stephen Lendman Monday, Apr. 29, 2013 at 4:07 AM
lendmanstephen@sbcglobal.net

healthcare

Obamacare: Unaffordable Coverage

by Stephen Lendman

Physicians for a National Health Program (PNHP) co-founders Steffie Woolhandler and David Himmelstein examined evidence on "skimpy health insurance among low-income, insured Americans."

A PNHP press release said:

"(E)xtensive data (show) that tens of millions of insured Americans have grossly inadequate coverage."

The underinsurance problem grows. The Journal of General Internal Medicine (JGIM) approved publication of their analysis.

It's titled "Life or Debt: Underinsurance in America." It'll appear next week. Obama's Affordable Care Act (ACA) increased the problem.

According to Himmelstein, it's "lowering the bar for health insurance."

"The new coverage sold through the insurance exchanges will leave many families paying 40 percent of their health costs out-of-pocket even after they’ve laid out thousands for premiums."

"And the administration is allowing states to institute co-payments under Medicaid, even for the poorest of the poor."

Under ACA, "a 56-year-old making ,100 will pay a premium of ,585 for coverage through the exchange and still face up to ,250 in co-payments and deductibles."

Woolhandler added:

"Over the past 25 years the financial protection offered by health insurance has steadily eroded. The consequences are grave, not only financially but also medically."

"For instance, we know that heart attack patients who face high co-payments delay coming to the ER, threatening their lives."

Underinsurance is the new normal. ACA "will reduce the number of uninsured from 50 million to 30 million, but the new coverage is full of holes."

"Americans deserve the kind of first-dollar, comprehensive coverage that Canadians already have."

"But that’s only affordable under a single-payer system that cuts out the private insurance middlemen."

Growing millions of Americans face life or debt. A 56-year-old earning ,900 (399% of poverty) qualifies for Bronze coverage. It costs an estimated ,361.

Covered services require ,167 more for deductibles and co-payments.

At 401% of poverty (,100), subsidies disappear. Himmelstein explained. Premium costs are ,585. Deductibles and co-payments add another ,250.

Growing millions can't afford it. Ralph Nader called ACA "a pay-or-die" system. It underinsures. It leaves millions out. It's unaffordable. It's more deform than reform. It's a scam.

It's a healthcare rationing scheme. It's a boon to predatory providers. It's a plan to enrich insurers, drug companies, and large hospital chains.

It does nothing to control costs. They're spiraling out of control.

Himmelstein and Woolhandler called cost-sharing "neither necessary nor particularly effective for cost control." Clear evidence proves it.

America has high cost-sharing. Its costs are highest by far. In 1981, Canada outlawed co-payments and deductibles. It's had "faster health improvement and slowed cost growth."

Canadian provinces control costs. They do so by "tax-based funding, global hospital budgeting, binding, negotiated physician fee schedules, and a simple unified single-payer structure…."

Administrative burdens and costs are minimized. Scotland considers patients owners of their health care system, not customers. Its costs are half what Americans pay.

A stealth scheme plans to weaken Medicare. Doing so will force millions of low-income recipients into predatory private plans.

A JGIM companion article headlined "Prevalence and Predictors of Underinsurance Among Low-Income Adults." Hema Magge was lead writer.

Under ACA, she said, millions of Americans "will gain Medicaid or private insurance in 2014." Research shows that many middle-income adults are underinsured.

Less is known about underinsurance among low-income adults. More than one-third aren't properly covered. Over one quarter of Medicaid recipients are underinsured.

Cost-related barriers among public and private care providers reflect a major growing problem.

On April 25, Charleston, W. VA Gazette editors headlined "Health: 'Medicare for all.' "

PNHP's Andrew Coates was quoted, saying:

Healthcare costs keep rising. ACA is an experiment doomed to fail. "At the root of this problem is the private health industry…." Large private insurers, drug giants, and hospital chains are beholden to Wall Street and shareholders.

Insurers profit by denying claims, raising premiums, and requiring higher co-payments and deductibles.

"They also drag down our health system with the costly paperwork and bureaucracy they inflict on doctors, hospitals and patients."

"By replacing the private insurers with a streamlined single-payer system, we can save over 0 billion squandered annually on wasteful paperwork. That's enough money to cover all of the uninsured and to eliminate all co-pays and deductibles."

Gazette editors called his solution "exactly on target. It's shameful that America is the only modern democracy without a national health system covering everyone."

"(M)edical care should be a human right for all."

Obamacare denies it. It requires virtually everyone to have health insurance. Millions unable to afford employer coverage will be ineligible for federal financial aid. On January 1, 2014, fully-certfied health insurance exchanges become operational.

Uninsured middle-income households eligible for subsidized private coverage may use them. Safety-net programs are for low-income households.

According to First Focus president Bruce Lesley, up to 500,000 children may remain uninsured. "The children's community is disappointed by the administration's decision to deny access to coverage for children based on a bogus definition of affordability," he said.

ACA stipulates that coverage can't cost more than 9.5% of family income. Recipients it considers able to buy insurance are ineligible for subsidies.

Affordability is based on individuals. Family coverage is nearly threefold higher. If employers don't provide it, recipients are out of luck.

It bears repeating. ACA is a scam. Obama and Congress are beholden to Big Money interests. Washington is corporate occupied territory.

The business of America is business. Every agency is infested with industry officials and lobbyists. They control policy. What they want, they get. Ordinary people are betrayed.

ACA is one of many examples. It made America's dysfunctional healthcare system worse. It enriches providers. It sacrifices health for greater profits.

It's unaffordable. It doesn't protect. It underinsures. It forces millions to choose between life or debt. It reflects irresponsible governance. Obama bears full responsibility.

Stephen Lendman lives in Chicago. He can be reached at lendmanstephen@sbcglobal.net.

His new book is titled "Banker Occupation: Waging Financial War on Humanity."

http://www.claritypress.com/LendmanII.html

Visit his blog site at sjlendman.blogspot.com.

Listen to cutting-edge discussions with distinguished guests on the Progressive Radio News Hour on the Progressive Radio Network.

It airs Fridays at 10AM US Central time and Saturdays and Sundays at noon. All programs are archived for easy listening.

http://www.progressiveradionetwork.com/the-progressive-news-hour

http://www.dailycensored.com/obamacare-unaffordable-coverage/

Report this post as:

Local News

Change Links September 2018 posted S02 10:22PM

More Scandals Rock Southern California Nuke Plant San Onofre A30 11:09PM

Site Outage Friday A30 3:49PM

Change Links August 2018 A14 1:56AM

Setback for Developer of SC Farm Land A12 11:09PM

More problems at Shutdown San Onofre Nuke J29 10:40PM

Change Links 2018 July posted J09 8:27PM

More Pix: "Families Belong Together," Pasadena J02 7:16PM

"Families Belong Together" March, Pasadena J02 7:08PM

Short Report on the Families Belong Together Protest in Los Angeles J30 11:26PM

Summer 2018 National Immigrant Solidarity Network News Alert! J11 6:58AM

Watch the Debate: Excluded Candidates for Governor of California M31 5:20AM

Change Links June 2018 posted M28 7:41AM

The Montrose Peace Vigil at 12 Years M22 8:01PM

Unity Archive Project M21 9:42AM

Dianne Feinstein's Promotion of War, Secret Animal Abuse, Military Profiteering, Censorshi M17 10:22PM

CA Senate Bill 1303 would require an independent coroner rather than being part of police M10 9:08PM

Three years after OC snitch scandal, no charges filed against sheriffs deputies M10 8:57PM

California police agencies violate Brown Act (open meetings) M02 8:31PM

Insane Company Wants To Send Nuke Plant Waste To New Mexico A29 11:47PM

Change Links May 2018 A27 8:40AM

Worker-Owned Car Wash on Vermont Closed A27 5:37AM

GUIDE TO REBEL CITY LOS ANGELES AVAILABLE A13 12:39AM

lausd whistle blower A11 6:58AM

Website Upgrade A10 10:02AM

Help KCET and UCLA identify 60s-70s Chicano images A04 8:02PM

UCLA Luskin: Casting Youth Justice in a Different Light A02 6:58PM

Change Links April 2018 A01 6:27PM

More Local News...

Other/Breaking News

Abolir l'économie S18 11:18AM

The Dictatorship of Corporations S17 5:26PM

18 Lethal Consequences Of Hunting S17 3:13PM

Paraphysique de l'outplacement déontologue S15 6:51AM

Creative Destruction Hack Mod Generator S15 3:49AM

Shopping du bashing S14 8:42AM

After Lehman Brothers, Experts Say Global Financial Crisis Can Happen Again S13 8:28PM

“Animaniacs in Concert!” Starring Voice Legend Rob Paulsen S12 9:30PM

Probabilités de fin d'humanité S12 6:49AM

Florida Area of Migrant Farmworkers Denied Right to Construct Health Clinic near NaplesCIW S11 2:57AM

Propagande de virus, virus de propagande S10 7:34AM

Steer clear of work morality! S09 12:10PM

Sweatshop Lodge Ceremony Continues in US Fed Prisons Led by Inmates S08 6:17PM

Paraphysique de l'origami S08 7:11AM

The Shortwave Report 09/07/18 Listen Globally! S06 11:23PM

August 2018 Honduras Coup update S06 12:28PM

Du réussissement putréfié S06 10:55AM

Brett Kavanaugh Filled The 5th Circuit With Execution Judges S06 6:14AM

Log S06 4:25AM

Augusta Georgia Woman Gets 5 Year Prison Sentence for Writing About Russians Crime Acts S05 8:29AM

Paraphysique de contextualité S05 8:29AM

Crisis Regulation in Global Capitalism S03 3:39PM

Ex-voto de réification S03 10:24AM

Please Oppose Warmonger, Execution and Torture Supporting Bush Operative Brett Kavanaugh A31 10:45PM

Paraphysique d'exploitation occultation A31 10:24PM

Ryan Zinke Is Charging Taxpayers For A Trophy Hunters' Council A31 2:10PM

Is the Financial Crash 2.0 Coming? A31 10:07AM

The Shortwave Report 08/31/18 Listen Globally! A30 11:44PM

More Breaking News...
© 2000-2018 Los Angeles Independent Media Center. Unless otherwise stated by the author, all content is free for non-commercial reuse, reprint, and rebroadcast, on the net and elsewhere. Opinions are those of the contributors and are not necessarily endorsed by the Los Angeles Independent Media Center. Running sf-active v0.9.4 Disclaimer | Privacy